Kansas City Home Inspection Tips – HVAC Company Considerations

Ross Home Inspections of Kansas City

Kansas City Home Inspection Tips – HVAC Company considerations

HVAC Company Considerations

It’s important to select a good HVAC company. The HVAC company that you choose to install or maintain your system will make all the difference in Your Utility bills and the comfort level within your home or office.

Good reputation:

Ask your family, friends and neighbors who installed or maintains their heating, ventilation and air conditioning system. Are they happy with the results? What are their utility bills like? Word of mouth is an excellent way to get accurate information about a business’s merit. Any firm can have a large and splashy ad in the phone book or on the side of their service vehicles, but word of mouth is a true indicator of reputation.

Length of Time in Business:

How long have they been in business? An established firm whose been operating successfully for several years is a good indicator. Sometimes new businesses can be great, as well, as long as the owner and workers have had substantial experience elsewhere.

Knowledgeable Techs:

It is wise to ask about the training and experience level of the technicians who will be doing the installation and maintenance. There’s no substitute for adequate experience and training. Warranties and Estimates: Find out what kind of warranty the firm offers for their work. A reliable estimate of the cost of work to be performed is an essential component of a potential job well done.

Customer Service:

The communications skills of the technicians as well as the office staff are important indicators of a successful business relationship with a HVAC company. Are they polite, informative and able to explain the repair or installation procedures in laymen’s terms?

Reliability:

A good indicator of professional ethics in a firm is their reliability factor. Do they do what they say they will? For example, are they punctual? Do they have the parts with them when they come to do the repair job? Do they return calls in a timely manner? Does your system work?

Hours of operation:

Some companies offer seven day a week service, while others are limited to weekdays. Decide which will work for your situation. If you need weekend, evening or early morning service, make certain that the company that you select offers this. It’s also important to find out about a typical wait time for a repair appointment. If you have to several wait days to have a repair person come out, this will be a problem in extreme temps and emergencies.

For additional information about Home Inspections in Greater Kansas City, you can rely on Ross Home inspections of Kansas City.

Ross Home Inspections Phone: 913 558 5113 Email: info@ross-hikc.com

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Advantages of the Affordable Health Care Act

Featured Business Pro of Kansas City, Greg Howard, USA Benefits Group

Greg Howard has a wealth of very important information on current and upcoming health care products.  Listed below is just a small amount of information you can obtain from Greg.  I personally endorse him, he has helped our family many times, and continues to do so.  You want the best – Greg Howard, USA Benefits Group.

USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.

Affordable Care Act Private Exchanges (ACA) – Very important information for employers here: http://www.talktogreg.com/

A sample of important information Greg Can help you with below.

Ten Tips For Buying Insurance

Many business owners dread the process of purchasing insurance. It is not uncommon for an insurer to demand tons of information, and then decline to offer a policy. The process may seem to waste valuable time and resources. However, insurance is a necessity and it’s worth the hassle to do it right.

The first thing to do as a business owner is to put yourself in the right frame of mind. Start by understanding why you need the insurance:

  • Protection from catastrophic loss
  • Stabilization of cash expenses
  • Offloading defense of claims
  • Funding early settlement of claims to manage the size of a loss
  • Next: Commit yourself to handling the details. Underwriters can only base an underwriting decision on the information they have available. If you are inattentive to details, the underwriter will not have the information available to make an informed decision.
  1. Give the underwriter a reason to write the account. Each underwriter has basic underwriting guidelines, but these guidelines do not, and cannot, address every situation that is likely to arise. Emphasize your organization’s good works, prevention and risk reduction programs, and professional operation. Give the underwriter a reason to fit your organization into the guidelines, and to make an exception for your organization if necessary.
  2. If you have a renewal quotation for an existing policy, say so. Give the underwriter a baseline from which to start. Let him/her match or beat the other quotation. Use the other quotation to negotiate more favorable terms.
  3. Build in time for an underwriting review. If you send the insurance application to the underwriter well in advance of the desired coverage date, the underwriter has a chance to review the submission and ask questions. The lead time also gives your organization a chance to understand the features of the insurance product, to solicit competing quotations, and to compare competing terms.
  4.  Complete the application! Every question on an application form is important to the insurance company. An incomplete application will either be declined outright or sent back to your organization for completion. A quick glance will save a lot of time in the long run.
  5. Attach all supporting information. An insurer will consider its requested information to be important to accurate underwriting. List the enclosed items in your cover letter and ensure that each item is in the package prior to mailing.
  6.  Provide accurate and truthful information, preferably in writing. False information may only be discovered by the insurer when you file a claim. By then, the insurer is generally within its rights to deny coverage, and your organization is deprived of the protection that it thought it had paid for.
  7. Anticipate questions and answer them up front. In consultation with your insurance agent, provide any necessary explanation for the answers on the application and unique exposures that your organization may have. In a single submission, give the underwriter sufficient information to evaluate the risk.
  8.  Promptly respond to requests for information. A prompt response not only saves time, but it highlights your organization’s professionalism and willingness to cooperate.
  9. Negotiate quotation terms with respect. A clearly unacceptable quotation may result from an honest mistake, unreasonable underwriting guidelines, or a misunderstanding about the risks involved in your operations. While you should question the basis of the quotation and try to alter the terms, do so in a way that will not alienate the underwriter. Give him/her a chance to act reasonably.
  10.  Offer alternatives for unacceptable quotation terms. If an insurance quotation is unacceptable, offer suggestions that will improve the terms. For example, if the insurer refuses to cover an activity, offer to institute an insurer-approved risk management plan as a condition of coverage and to accept a higher deductible. Show your organization’s willingness to work with the insurer to find a win/win solution.                                 Id:80 Copyright © 2009 TarkentinInstitute.org

Contact Greg Howard for any additional questions.  http://www.talktogreg.com/

 

Welcome to Medical and Business Pros of Kansas City

Featured

Medical Pros of Kansas City provides a full medical digest for people of all ages. A Big plus is that we server all of Greater Kansas City, and it’s FREE to use for everyone…and filled with professionals who want to provide you with top notch professional service. Feel free to suggest a  Doctor or business we can promote.

  • NO FEES for people using the website to find the professionals they need.
  • NO TIMELY searches – professionals are found FAST by two clicks of a mouse.
  • NO INVASIVE Collection of personal information  – very important to consumers.
  • Click on category, click on a business card and they are into the business’s website, just that fast!

Business Pro’s of Kansas City was established as a go to  directory Business listing for all online businesses of every kind. We want to make the search for all your needs, be itMedical, Household, Vehicles, or Health more simple and easy to view and to follow. Similar to lists like Angie’s list, but more simple in that it only covers what you need in  Greater Kansas City, and it’s FREE to use for everyone…and filled with professionals who want to provide you with top notch professional service. Feel free to suggest a  business we can promote. Networking businesses in Greater Kansas City can be the most productive way any business who cares about their clients to get their name in front of you.

Why Greater Kansas City Loves Business Pros of Kansas City:

  • Also, NO FEES for people using the website to find the professionals they need.
  • NO TIMELY searches – professionals are found FAST by two clicks of a mouse.
  • NO INVASIVE Collection of personal information  – very important to consumers.
  • Click on category, click on a business card and they are into the business’s website, just that fast!

Welcome to Kansas City’s Leading Online Medical & Business Directory